Savings

Save today. Secure tomorrow.

Step into premium banking with the Routelink Savings Account, designed for easy access, rewarding interest, and superior customer experience.

Regulated & insured by
Central Bank of NigeriaNigeria Deposit Insurance Corporation
A Routelink MFB savings customer
Why choose Routelink savings

The smart way to grow your money

01

Competitive Interest

Earn up to 12% interest per annum when you save with Routelink MFB.

02

No Hidden Charges

Enjoy transparent banking with zero hidden fees or service charges.

03

Hassle-Free Banking

Access your funds anytime with smooth, uninterrupted transactions.

04

Easy Access to Funds

Withdraw and manage your savings conveniently with multiple channels.

Savings products

Save smarter with Routelink

Pick the plan that matches how you earn — everyday access, fixed terms, or a goal you are building toward.

Easy access, competitive interest
01Regular Savings

Easy access, competitive interest

Manage your money effortlessly with our regular savings account. Enjoy convenient access to your funds while earning a product-specific interest rate communicated before you save to grow your savings steadily.

Grow your funds securely
02Fixed Deposits

Grow your funds securely

Lock your money in a fixed deposit account and enjoy a product-specific interest rate communicated before you save over a set period, helping you plan for future goals.

Save for what matters most
03Goal Savings

Save for what matters most

Set up a goal-based savings account to reach your financial targets, whether it’s a new gadget, vacation, or emergency fund. The applicable product interest rate is stated clearly before you save.

Small steps, big results
04Daily/Weekly Savings

Small steps, big results

Contribute small amounts daily or weekly and watch your savings grow steadily with convenience and discipline. Display the applicable product interest rate clearly.

Save toward your goals with discipline
05Ajo Savings

Save toward your goals with discipline

Build a consistent savings habit with a goal-based Ajo Savings plan designed to help you reach your financial targets with ease.

Before you apply

What you'll need to open an account

A short checklist — have these ready and the process moves quickly.

01

Valid Means of Identity

Provide a valid copy of any of the following: Driver's License, International Passport, Voter's Card, or National ID/NIN Slip.

02

BVN

Submit your Bank Verification Number (BVN) for identity verification.

03

Passport Photograph

Provide one recent passport-sized photograph.

04

Proof of Address

Provide a recent utility bill or address verification document.

05

Opening Balance

Fund your account with the required minimum opening balance.

Savings calculator

Estimate what your savings could earn

Plan ahead using the product interest rate quoted to you.

An estimate only, using simple interest. Your actual rate and total are confirmed before anything is agreed.

RoutePay

Bank and pay with RoutePay

Use the RoutePay app to manage your account, transfer funds, pay bills, and access Routelink MFB services wherever you are.

FAQ

Frequently asked questions

Everything you need to know about saving with Routelink.

Routelink MFB offers regular, fixed deposit, goal-based, daily/weekly, and Ajo Savings options for different financial goals. Each product's interest rate is communicated before you save.

You can open a savings account by visiting any Routelink MFB office or applying through our digital channels. A valid means of identification and basic personal details are required.

Yes, Routelink MFB provides savings solutions for small businesses, traders, and organizations to help manage and grow their funds.

Your funds are securely managed, and Routelink MFB operates in compliance with regulatory guidelines to ensure the safety of customer deposits.

Yes, withdrawals are allowed, although some savings plans may have conditions to encourage consistent saving. All terms are clearly communicated upfront.

Yes, savings accounts earn interest based on the specific savings plan and balance maintained. The applicable product rate is communicated before you save.

Visit RoutePay to access digital banking services, manage your account, transfer funds, and pay bills through the app.

Absolutely. Routelink MFB offers flexible savings options that allow customers to save daily, weekly, or monthly according to their preference.

Some transactions may attract minimal charges in line with regulatory guidelines. All applicable charges are communicated transparently.

Still have questions? Talk to our team

Get started today

Experience banking that works for you

Open an account in minutes and join thousands of Nigerians saving, borrowing, and growing with Routelink.