Banking that grows with you
Secure savings, quick loans, and simple digital banking — built for individuals, traders, and businesses across Nigeria.
Everything you need to grow
From savings and loans to digital banking and insurance — simple, secure services built around real life.
Grow your wealth, your way
Routelink MFB offers savings built around your life. Enjoy easy access with Regular Savings, or lock in stronger returns with our Fixed Deposits.
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Money for your next big move
Get a quick Salary Advance before payday, a Microloan to restock your shop, or Agricultural support for harvest season. Need to top up fast? Get instant credit for airtime, data, electricity, and cable TV — with fast approval and no paperwork.
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A whole bank in your pocket
Handle transfers, bills, and loans instantly with our Mobile App, or skip the data and dial our USSD Code on any phone. Prefer cash? Our neighbourhood Agents are ready for deposits and withdrawals — no queues, no hassle.
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The insurance you need
Protect what matters with affordable Micro-insurance for your health and assets — with dedicated support and friendly terms built to help female founders and youth entrepreneurs thrive.
Explore insuranceMore reasons to bank with us
Beyond the products, we back you with education, real support, and protection you can count on.
More than banking
Sharpen your money skills with our Literacy Workshops on budgeting and savings, plus one-on-one Business Advisory Services.
People who pick up
Got a question? Reach a real person anytime — through in-app chat, email, phone, or our Help Center.
Fortress-level security
Advanced cybersecurity protocols lock down your data and keep unauthorized access firmly out.
Your funds are insured
Every deposit is protected by the Nigeria Deposit Insurance Corporation (NDIC), so your money is always safe.
Trusted by people across Nigeria
Routelink MFB has helped me — I have benefited from a loan 5 times now and paid back consistently. The loans keep my business moving. May God continually bless the bank and its staff. I have no regrets.
Roselyn Adanma
Bar & Restaurant Owner
Bank and pay on the go
Manage your account, transfer funds, pay bills, and reach Routelink services anywhere — all from the RoutePay app.
Frequently asked questions
Everything you need to know about banking with Routelink.
RouteLink MFB is a licensed microfinance bank that provides secure savings, loans, and digital financial services designed to help individuals and businesses grow financially.
You can open an account by signing up online or through our mobile platform. Simply provide your basic details, complete verification, and your account will be ready to use.
Yes. Your funds are securely held and protected using industry-standard security measures and regulatory compliance practices.
We offer flexible daily, weekly, and goal-based savings plans to suit your financial needs and help you stay consistent with saving.
RouteLink loans are designed to be simple and accessible. Eligible customers can apply, receive approval, and get funds disbursed with flexible repayment options.
Any registered customer who meets our basic eligibility and verification requirements can apply for a loan.
No. All fees and charges are clearly communicated upfront, so you always know exactly what you are paying for.
Visit RoutePay to manage your account, transfer funds, pay bills, and access convenient digital banking services.
You can reach our customer support team through our official contact channels for assistance with any issues or questions.
Still have questions? Talk to our team