A whole bank in your pocket
Transfer funds, pay bills, and manage your account from the app, a USSD code on any phone, or an agent down the road.
Regulated & insured by
Seamless digital banking
Bank anytime, anywhere, with total control
Seamless Payments
Send and receive payments instantly using our secure digital platforms.
24/7 Access
Manage your account anytime, anywhere with our mobile and online services.
Secure Transactions
All transactions are encrypted and monitored for your safety.
Multiple Services
Pay bills, transfer funds, and access financial services from one platform.
Digital services
Bank on your terms
App, USSD, or an agent down the road — use whichever suits the moment.
Mobile Banking App
Bank anytime, anywhere
Access your accounts, transfer funds, pay bills, and manage finances directly from your smartphone.
USSD Code
Bank without internet
Perform basic banking transactions using our USSD codes, perfect for low-data environments or feature phones.
Agent Banking
Bank locally with agents
Deposit, withdraw, and perform transactions conveniently at trusted local agents near you.
Before you apply
What you'll need to get started
A short checklist — have these ready and the process moves quickly.
- 1
Active Account
Have an active Routelink MFB account to access digital services.
- 2
Verified Phone Number
Register a valid and active phone number for notifications and security.
- 3
Internet-Enabled Device
Use a smartphone or computer with internet access.
- 4
Service Activation
Complete digital service activation or consent form.
Bank and pay with RoutePay
Use the RoutePay app to manage your account, transfer funds, pay bills, and access Routelink MFB services wherever you are.
FAQ
Frequently asked questions
Everything you need to know about banking with us digitally.
You can access our digital products by registering through Routelink MFB’s approved digital platforms or by visiting any of our offices for assistance.
Yes, most of our digital banking services are available 24/7, allowing you to manage your finances anytime and anywhere.
Yes, Routelink MFB uses secure systems and industry-standard protections to safeguard customer data and digital transactions.
Yes, our digital platforms support transfers to other banks within Nigeria quickly and securely.
Yes, you can conveniently pay utility bills, airtime, data, and other services through our digital banking platforms.
While a smartphone provides the best experience, some digital services can also be accessed through other supported channels provided by Routelink MFB.
Some digital transactions may attract standard service charges in line with regulatory guidelines. All charges are communicated transparently.
Visit RoutePay to transfer funds, pay bills, and manage your digital banking services through the app.
You can contact Routelink MFB customer support through our official channels or visit any Routelink MFB office for help with digital banking concerns.
Still have questions? Talk to our team
Experience banking that works for you
Open an account in minutes and join thousands of Nigerians saving, borrowing, and growing with Routelink.
Licensed by the Central Bank of NigeriaDeposits insured by the NDIC