Digital Banking

A whole bank in your pocket

Transfer funds, pay bills, and manage your account from the app, a USSD code on any phone, or an agent down the road.

Regulated & insured by
Central Bank of NigeriaNigeria Deposit Insurance Corporation
A Routelink MFB customer banking on a phone
Seamless digital banking

Bank anytime, anywhere, with total control

01

Seamless Payments

Send and receive payments instantly using our secure digital platforms.

02

24/7 Access

Manage your account anytime, anywhere with our mobile and online services.

03

Secure Transactions

All transactions are encrypted and monitored for your safety.

04

Multiple Services

Pay bills, transfer funds, and access financial services from one platform.

Digital services

Bank on your terms

App, USSD, or an agent down the road — use whichever suits the moment.

Bank anytime, anywhere
01Mobile Banking App

Bank anytime, anywhere

Access your accounts, transfer funds, pay bills, and manage finances directly from your smartphone.

Bank without internet
02USSD Code

Bank without internet

Perform basic banking transactions using our USSD codes, perfect for low-data environments or feature phones.

Bank locally with agents
03Agent Banking

Bank locally with agents

Deposit, withdraw, and perform transactions conveniently at trusted local agents near you.

Before you apply

What you'll need to get started

A short checklist — have these ready and the process moves quickly.

01

Active Account

Have an active Routelink MFB account to access digital services.

02

Verified Phone Number

Register a valid and active phone number for notifications and security.

03

Internet-Enabled Device

Use a smartphone or computer with internet access.

04

Service Activation

Complete digital service activation or consent form.

RoutePay

Bank and pay with RoutePay

Use the RoutePay app to manage your account, transfer funds, pay bills, and access Routelink MFB services wherever you are.

FAQ

Frequently asked questions

Everything you need to know about banking with us digitally.

You can access our digital products by registering through Routelink MFB’s approved digital platforms or by visiting any of our offices for assistance.

Yes, most of our digital banking services are available 24/7, allowing you to manage your finances anytime and anywhere.

Yes, Routelink MFB uses secure systems and industry-standard protections to safeguard customer data and digital transactions.

Yes, our digital platforms support transfers to other banks within Nigeria quickly and securely.

Yes, you can conveniently pay utility bills, airtime, data, and other services through our digital banking platforms.

While a smartphone provides the best experience, some digital services can also be accessed through other supported channels provided by Routelink MFB.

Some digital transactions may attract standard service charges in line with regulatory guidelines. All charges are communicated transparently.

Visit RoutePay to transfer funds, pay bills, and manage your digital banking services through the app.

You can contact Routelink MFB customer support through our official channels or visit any Routelink MFB office for help with digital banking concerns.

Still have questions? Talk to our team

Get started today

Experience banking that works for you

Open an account in minutes and join thousands of Nigerians saving, borrowing, and growing with Routelink.